VOLANS — A Cryptographic Financial Services Company That Operates Using Blockchain
What is Volans?
Volans is a cryptocurrency financial services company, which is based on the Blockchain technology. Volans system gives an opportunity to use cryptocurrencies as well as fiat money but with all advantages of cryptocurrencies. It allows users to instantly make purchases online as well as in shops and supermarkets, pay bills and transfer money worldwide without any restrictions, using a contactless payment technology. Moreover, users can save and transfer their assets to other users’ cold wallets without commission and in a few minutes. The recipient can also exchange received asset to any other currency, including fiat money or move it back to a cold storage to ensure the highest level of security and anonymity. All transactions inside the Volans platform are commission-free and instantaneous. Transfer from the module, which implements a cold storage of cryptocurrency assets to debit or credit card Volans occurs through the Blockchain technology. Users pay only a commission fee to miners, who process the transactions.
Market description
Over the past 8 years one of the leading positions in
economics and finance have been taken up by cryptocurrencies. The first and the most popular crypto is Bitcoin, which plays the role of a truly decentralized payment system, which is independent of intermediaries, such as banks. In addition, this payment system does not need any guarantor, which emits circulation media such as coins or money papers.
After the Jamaican Monetary System was approved in 1976 and the IMF refused to bind the international currency to gold, any world currency became the central bank’s obligation to keep its national currency and its competitive advantage over the world of other currencies.
Bitcoin and other cryptocurrencies let you get rid of dozens of inconveniences using fiat money such as:
The instant transfer of liquidity is very difficult; the customer must use pretty expensive services such as Western Union. Furthermore, this type of money transfer often needs a client’s personal presence, that makes this method extremely inconvenient;
International wire transfers are made mainly through the international payment system Swift. It is cheaper than the transfers 5 mentioned above, but this type of transaction has processing time up to 3 business days;
Cash storage is extremely unsafe, the cash can be stolen or lost in case of an emergency (fire etc.); one can use a saving account, but in this case, fully trust to the bank is required. Very often banks cannot meet the client`s demands and customers lose their money;
The Central Bank has the full and unrestricted right to establish all the parameters of the financial system, including the emission of the additional liquidity; therefore, the residents are exposed to high inflation risks in case of an unpredicted and unexpected cash emission.
Problem description
Apart from all the advantages of cryptococcus compared to the Money fiat, today cryptocurrencies are mainly used for speculative purposes. That means, that investors are trying to get money on the spike
price of cryptocurrency, but do not use cryptocurrency as payment item. Therefore, we can observe high market volatility and unexpected price changes. During the period from September 2017 to February 2018 each month Bitcoin price volatility is 50% and higher. We consider that as a major factor, which prevents crypto from being truly receiving international payments. Also, cryptocurrencies are being faced by legal barriers and restrictions in many countries. Team Volans considers this situation to continue in the next 10 years, but crypto market capitalization should increase annually This forecast is confirmed by world leaders in Indonesia
consulting and audit Deloitte. According to their research,
the capitalization of the cryptocurrency market will reach 10% of the world’s GDP by 2022. Today, technology market leaders such as Apple and Samsung digitize payments with NFC (Near Field Communication) technology. Destination Volans
Volans plans to build a fundamental new world financial system, incorporating digital payment technology with the use of cryptocurrencies and Blockchain. This will give you the opportunity to buy things instantly, pay for services, make payments anywhere in the world, get credit and transfer money within seconds to every Globe point. All information about user transaction history will be kept in an open but anonymous stream, based on Blockchain technology. Here is a brief comparison of the services provided by Volans system, using Blockchain technology, with an existing centralized payment system (SWIFT, Western Union, Money Gram), which maintains
only fiat fi le transactions:
The classical banking system is outdated. It’s slow, expensive and
very troublesome, especially for international transactions.Furthermore, there are many intermediaries in this chain. By comparing The main difference between a centralized and decentralized approach, you are can see significant advantages of the use of cryptocurrency and Blockchain technology to develop financial and credit payments system with advanced contactless payment technology.
Volans Wallet
Volans Wallet enables users to:
Create several cold wallets with different currencies;
Import other wallets by entering an encrypted private key or directly scanning a private key;
View the current price for the assets in dollar terms;
View the user’s portfolio which displays information about personal funds according to the current exchange rate.
Tokens distribution
According to the contract, 80% of tokens will be distributed to users. 12% of tokens reserved for founders and team will be blocked for 1 year for a further development of the platform. 4% of tokens will be realized as rewarding for participants in the Volans Bounty Program. Another 4% of tokens will be distributed between the team’s advisers
Distribution of collected funds
All collected funds during the Token Sale will be spent according to the company needs. Volans is planning to use 35% of collected funds for development of the platform, 35% for marketing and PR, 10% for general operating expenses and 10% for Legal & Security issues. The remaining 10% of funds will be reserved by the Volans team. If Volans will reach the Hard Cap, the team will implement all the claimed modules of the system and distribute first dividends 3 month after the full functionality launch.
Roadmap
Q3 2017
Jul — birthday of Volans project idea; analyzing market needs; target audience research
Aug — first early investments in MVP — 200.000 USD;
Sep — building a prototype of Volans platform interface;
Q4 2017
Oct — start of platform development;
Nov — launch of international marketing; MVP alpha-testing;
Dec — developing the Blockchain technology of the project; analyzing the first results of MVP alfa-testing;
Q1 2018
Jan — creating a smart contract; the PreSale announcement; launching the website; the Whitepaper is available to investors;
Fab — running the first platform module — iOS app;
Mar — start the PreSale of VOL tokens; presenting the project to the tokenholders;
Q2 2018
Apr — running the second Volans Wallet module; launching the Volans Loyalty Program; adding support for replenishment / withdrawal of fiat funds;
17 May — main stage of Token Sale; developing Android and Web applications;
Jun — legal registration in European Union; working with opinion leaders;
Q3 2018
Jul — extending the functionality of the Volans Wallet; adding support for instant transactions without commission fee between users;
Aug — announcement of the algorithm for calculating the user`s credit scoring based on the Blockchain technology; release Android and Web applications;
Sep — the first issue of virtual and plastic cards;
Q4 2018
Oct — launching contactless payments with NFC technology;
Nov — released Apple Pay и Android Pay for online payments;
Dec — the first payment of dividends to investors; Q1 2019 Integration with third-party services and merchants;
Q2 2019 Unlock 12% of tokens.
Team Volans
For more information and join the current Volans social media please follow some resources for the following references:
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